Applied Self-Custody
& Security
Secure Wallets · Recovery Planning
First Nations Economic
Sovereignty
Community Custody · Governance
Bitcoin &
Public Policy
Regulation · Monetary Policy
Youth &
Intergenerational
Responsible Learning · Future Stewardship
Institutional Risk
& Treasury
Custody Solutions · Strategic Planning
Phase 1 — Foundation
Money, Responsibility
& Bitcoin
Core Concepts · Custody · Risk Awareness
Care
Caution
Accountability
Why Stop at the Trunk?
To build judgment before tools · To respect personal and community timelines · To ensure readiness before risk
The trunk of everything. Before anyone touches a wallet or buys their first satoshi, they need to understand what money actually is, why responsibility matters, and how Bitcoin fits into their life — not just their portfolio.
MODULE 01
What is Money?
History of money, inflation, and why the current system fails ordinary people. No Bitcoin yet — just the problem.
MODULE 02
What is Bitcoin?
Plain-language explanation of what Bitcoin is, how it works, and why it's different from "crypto." No jargon.
MODULE 03
Risk Awareness
Scams, volatility, and common mistakes. Understanding risk before touching a single sat. Caution as a virtue.
MODULE 04
Responsibility & Custody
What it means to be your own bank. The weight of self-sovereignty. "Not your keys, not your coins" — really explained.
What learners walk away with
- A clear mental model of money and why Bitcoin exists
- The vocabulary to talk about Bitcoin without sounding like a speculator
- An honest understanding of what self-custody actually requires
- Confidence to ask informed questions — and resist bad advice
Once someone understands why self-custody matters, they need to know how to do it safely. This branch moves from theory to practice — wallet setup, seed phrase security, and backup strategies that actually work.
MODULE 01
Choosing Your First Wallet
Hot vs. cold wallets. Mobile vs. hardware. What's right for a beginner vs. an intermediate holder.
MODULE 02
Seed Phrase Mastery
What a seed phrase is, how to write it down safely, what NOT to do (photos, cloud, email). Practice drills.
MODULE 03
Recovery Planning
What happens to your Bitcoin if you die or become incapacitated? Inheritance planning, trusted contacts, and documentation.
MODULE 04
Threat Modeling
Who are you protecting against? Online hackers, physical theft, family access — different threats require different defenses.
What learners walk away with
- A working, secure wallet setup appropriate for their situation
- A written recovery plan stored safely
- The ability to receive and send Bitcoin without help
- A clear understanding of the risks they're managing — and how
This is one of the most important and underrepresented conversations in Bitcoin education. Indigenous communities in BC and across Canada have unique reasons to care about financial sovereignty — and unique governance structures that Bitcoin can support, not undermine.
MODULE 01
Financial Sovereignty & Indigenous Rights
The historical context of financial exclusion. Why "be your own bank" resonates differently for communities that have been systematically excluded from banking.
MODULE 02
Community Custody Models
Multi-signature wallets for community governance. How a band council, co-op, or community fund can hold Bitcoin collectively without a single point of failure.
MODULE 03
Sovereignty & Governance
How Bitcoin's rules-without-rulers structure aligns with Indigenous governance principles. No central authority can freeze or confiscate community funds.
MODULE 04
Practical On-Ramps for Remote Communities
How to buy and use Bitcoin without reliable banking infrastructure. Peer-to-peer options, cash on-ramps, and community exchange models.
What learners walk away with
- A framework for evaluating Bitcoin through a sovereignty lens
- Knowledge of multi-sig custody for community-scale holdings
- Practical skills for using Bitcoin in remote, underbanked communities
- A model for community financial governance that doesn't require Ottawa or Bay Street
Bitcoin doesn't exist in a regulatory vacuum. Citizens, business owners, and community leaders need to understand how Canadian law and monetary policy intersects with Bitcoin — so they can participate in those conversations, not just be subject to them.
MODULE 01
Is Bitcoin Legal in Canada?
Current regulatory status. CRA treatment of Bitcoin. FINTRAC reporting requirements. What you need to know before you buy.
MODULE 02
Bitcoin & Taxes in Canada
Capital gains vs. income treatment. How to track your cost basis. What records to keep. Not tax advice — but tax literacy.
MODULE 03
Monetary Policy Basics
How the Bank of Canada works. What quantitative easing and interest rate policy actually do to ordinary people's savings and purchasing power.
MODULE 04
The Policy Debate
Arguments for and against Bitcoin from a policy perspective. How to engage in civic conversations about Bitcoin without sounding like a maximalist.
What learners walk away with
- Clarity on the legal status of Bitcoin in Canada
- Basic tax literacy for Bitcoin holders
- Understanding of how monetary policy affects their savings
- The ability to engage intelligently in policy discussions
The most important long-term investment in any community is financial education for young people. This branch is about teaching the next generation not to speculate — but to think clearly about money, value, and time.
MODULE 01
Money for Young Minds
Age-appropriate explanations of what money is, why it matters, and how it changes over time. Designed for ages 10–17.
MODULE 02
Responsible Learning
Teaching kids to question financial advice, recognize scams, and approach new financial tools with healthy skepticism — not hype.
MODULE 03
Future Stewardship
What does it mean to hold wealth across generations? How do you pass Bitcoin to your children? The ethics and practicalities of inheritance.
MODULE 04
Parent & Educator Guide
Resources for parents and teachers who want to introduce Bitcoin concepts without promoting speculation. Family conversations about money and saving.
What learners walk away with
- A foundational understanding of money that will serve them for life
- The critical thinking tools to evaluate any financial product or claim
- Age-appropriate introduction to Bitcoin as a savings technology
- Parents and educators equipped to continue the conversation at home
For businesses, non-profits, band councils, and organizations that need to evaluate Bitcoin as a treasury asset or payment tool. The focus is on fiduciary responsibility and risk-appropriate implementation — not speculation.
MODULE 01
Bitcoin as a Treasury Asset
How to think about Bitcoin allocation for an organization. Risk tolerance frameworks. What percentage (if any) makes sense for different organization types.
MODULE 02
Custody Solutions for Organizations
Multi-signature setups, third-party custodians, and hybrid approaches. How to structure custody so no single person has unilateral access.
MODULE 03
Accounting & Reporting
How to account for Bitcoin on an organizational balance sheet under Canadian accounting standards. Working with accountants who understand Bitcoin.
MODULE 04
Strategic Planning
How to present a Bitcoin treasury proposal to a board. Scenario planning for volatility. Policy templates for organizational Bitcoin ownership.
What learners walk away with
- A framework for evaluating Bitcoin as an organizational treasury tool
- Custody and governance structures appropriate for fiduciary responsibility
- Accounting literacy for organizational Bitcoin holdings
- A board-ready presentation framework for Bitcoin treasury proposals
Care means we meet learners where they are. We don't assume technical knowledge, financial background, or even trust in Bitcoin. We lead with empathy — for the skeptic, the curious, the worried parent, and the community elder alike. Education built without care becomes gatekeeping.
What care looks like in practice
- All content written for the most skeptical person in the room
- No shaming of people who don't own Bitcoin — or don't want to
- Pacing that respects personal and community readiness
- Welcoming questions that more experienced Bitcoiners might dismiss
Caution is what separates education from promotion. KTOWNbtc never pressures anyone to buy Bitcoin. We present risk honestly, scams clearly, and volatility without minimizing it. A cautious learner who waits is a success. A rushed learner who loses money is a failure — even if they bought Bitcoin.
What caution looks like in practice
- Every lesson on buying Bitcoin leads with risk warnings first
- Scam awareness is taught before any purchase guidance
- We never use price predictions or "number go up" framing
- Learners are encouraged to take their time — there's no deadline
Accountability means owning our mistakes, updating our content when we get things wrong, and holding ourselves to the same standards we teach. Bitcoin teaches personal financial sovereignty — KTOWNbtc models what that responsibility looks like in an educational context.
What accountability looks like in practice
- Content is dated and updated regularly — no stale information
- We disclose when we hold Bitcoin personally
- Corrections are published openly when we get something wrong
- We don't accept advertising from exchanges or financial products